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Terms of Service

Last updated: April 2026

1. Agreement

These Terms of Service ("Terms") govern your use of marcelocavic.com and any products or services offered through it. The website is operated by Marcelo Cavicchioli (known publicly as Marcelo Cavic) under CAVIC Digital OÜ, a company registered in Estonia (registry code 17418436).

By using this website, you agree to these Terms. If you do not agree, please do not use this website.

2. Content and Services

This website offers books, articles, educational content, courses, and related materials authored by Marcelo Cavic. Content is provided for informational and educational purposes.

3. Intellectual Property

All original content on this website — including text, graphics, images, videos, and course materials — is the property of Marcelo Cavicchioli / CAVIC Digital OÜ and is protected by international copyright and intellectual property laws.

You may not reproduce, distribute, or create derivative works from our content without prior written permission, except for brief quotations in reviews or as otherwise permitted by applicable copyright law.

4. Book Publications

Books authored by Marcelo Cavic and published by CAVIC Digital OÜ are protected by copyright. Purchasing a book grants you a personal, non-transferable license to read the content. It does not transfer ownership of the intellectual property. Reproduction, redistribution, or commercial use requires written authorization.

5. Purchases

Products may be purchased through this website or through authorized third-party platforms (e.g., Amazon for printed books). Payment is handled by third-party payment service providers. We do not store payment card details. Refund policies are stated at the point of purchase for each product or service.

6. User Conduct

When using this website, you agree not to:

  • Use our services for any unlawful purpose.
  • Attempt to gain unauthorized access to our systems or data.
  • Interfere with or disrupt the website's functionality.
  • Reproduce or scrape content using automated tools without permission.
  • Misrepresent your identity or affiliation.

7. Educational Content Disclaimer

Content on this website is for general educational and informational purposes. It does not constitute professional business, legal, tax, or financial advice. You should consult qualified professionals for specific decisions affecting your business or personal affairs.

8. Disclaimer of Warranties

This website and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the maximum extent permitted by applicable law, CAVIC Digital OÜ and Marcelo Cavicchioli shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or its content, including but not limited to loss of profits, data, or business opportunities.

Our total liability for any claim arising from these Terms shall not exceed the amount you have paid to us in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Marcelo Cavicchioli and CAVIC Digital OÜ from any claims, losses, or damages (including reasonable legal fees) arising from your violation of these Terms or your use of this website.

11. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Republic of Estonia, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be submitted to the courts of Tallinn, Estonia.

For users in the European Union: nothing in these Terms affects your statutory rights as a consumer under applicable EU law.

For users in the United States: these Terms do not waive any rights you may have under applicable federal or state consumer protection laws.

12. Modifications

We reserve the right to update these Terms at any time. Changes take effect when posted on this page. Your continued use of this website after changes constitutes acceptance of the modified Terms.

13. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact

Marcelo Cavic (CAVIC Digital OÜ)
Email: info@cavicdigital.com
Registry code: 17418436
Tallinn, Estonia (EU)

Marcelo Cavicchioli (Marcelo Cavic)
© 2026 · CAVIC Digital OÜ · Tallinn, Estonia
Entity: Q138708509 · marcelocavic.com
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